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Disability Cover for Business
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Disability Cover for Business
Disability Cover for Business provides a lump sum if the person covered becomes disabled because of an accident or suffers a severe illness.
Get more from your Life Cover with Disability for Business Cover
It helps you protect against the financial impact should a key person, shareholder or business partner become severely disabled. If the insured person covered becomes disabled, this cover gives you financial support to keep your business running.
Disability Cover for Business is an optional extra on Business Protection Life Cover.
More appropriate cover for business needs
Our Disability Cover for Business has been designed specifically for businesses. It provides a payout for conditions that are so severe that the person covered is no longer able to work in the business and is unlikely to recover.
More certainty of cover with objective medical definitions
We offer Disability Cover for Business on a level, indexing or decreasing basis. The cover amount for Disability Cover for Business can be different to the Life Cover amount. You can choose between a fixed term or renewable term option.
More safeguards with our guaranteed insurability options
Our guaranteed insurability options allow you to increase cover when certain events happen without giving us information about the health of the person covered. These events include a change in the value of a key person, an increase in the value of a partner or shareholder's interest in the business and a new or increased loan or mortgage.
Good Health is Good Business
Not all insurance is the same. Only at VitalityLife will you get the right level of protection and access to a great range of discounts and rewards that help you and your employees lead a healthy lifestyle.
Why Vitality Optimiser?
- Access to exclusive rewards for just staying healthy – From money off travel with BA or Eurostar, to a weekly cinema ticket and Starbucks beverage.
- Help save the business money - Your employees can affect the cost of premiums through their Vitality status. If they keep healthy, you could pay less on their policy.
- SME employee benefit package - Allows you to offer your employees wide ranging benefits to help them remain healthy, engaged and productive.
Need help exploring the right options to protect your business?
Call 03334149323 to talk to a business adviser today.
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