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Mortgage Protection vs Life Cover
« Back to Mortgage Protection Insurance
Typical life insurance doesn’t cover your mortgage repayments should you get sick and be unable to work. That’s why we offer our customers our Mortgage Plus Plan, a specific protection package designed around your mortgage.
| Life Cover | Mortgage Plus Plan | ||
|---|---|---|---|
| Pay off or reduce your mortgage if you die or if you’re diagnosed with a terminal illness. |  |
|
Mortgage Life Cover |
| Keep up with your mortgage payments for up to 24 months while you recover from an illness or injury that stops you working. |  |
|
Mortgage Incapacity Cover |
| Stay healthy with built-in healthy rewards. | |
|
Vitality Healthy Rewards |
| Mortgage Plus Plan optional extras | |||
| Pay off or reduce your mortgage if you're diagnosed with a serious illness. | |
|
Serious Illness Cover for Mortgages |
| Have the flexibility to care for a seriously ill child without worrying about your mortgage. | |
|
Optional Serious Illness Cover for Children |
| Get your premiums paid for you if an illness or injury means you can't go to work. | |
|
Waiver of Premium on Incapacity |
Get an upfront discount on your premiums. |
|
|
Vitality Optimiser |
| The opportunity to control your premiums each year. | |
|
Vitality Optimiser |
| Access to a great range of rewards and savings. | |
|
Vitality Optimiser and Vitality Plus |
The opportunity to earn cashback each year too. |
|
|
Vitality Optimiser and Vitality Plus |
How to apply or find out more?
Request a Call Back
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